Experience that makes the mortgage conversation better.
A small, experienced team that combines personal guidance with access to a broad range of home-loan options.
Helping people use real estate to build financial freedom.
Matt began working in mortgage lending in 2003 and founded Denver Lending in 2009. The company later became Impact Home Lending to reflect a broader purpose: making a positive impact through clear financial guidance and thoughtful home-loan strategy.
Before returning his full focus to mortgage lending, Matt worked as a financial adviser and held a Series 7 license. He has also invested in real estate since 2006. That experience shapes the questions he asks about payment, liquidity, debt, future plans and how a mortgage fits into a client's complete financial picture.
Courtney O'Donnell
Customer Service Manager & Licensed Loan Officer
Courtney is highly experienced at reviewing income, assets, credit and documentation before a buyer makes an offer. She helps identify potential issues early, keeps loan milestones organized and gives clients and referral partners a reliable point of support. When a file needs additional certainty, the team may request a lender's TBD underwriting review before the buyer is under contract.